16, Vidhan Sabha Marg, Lucknow

directorgeneral.difup@gmail.com

0522-2623291

Pradhan Mantri Jan Dhan Yojana (PMJDY)

Pradhan Mantri Jan Dhan Yojana was launched by Hon'ble Prime Minister on 15.08.2014, under which a basic savings bank account is opened for a person without a bank account. Account can be opened in any bank branch or BC outlet under the scheme.

  • There is no requirement to maintain minimum balance in PMJDY accounts
  • Interest is earned on the amount deposited in PMJDY accounts.
  • RuPay Debit Card is provided to PMJDY account holder.
  • At present accident insurance cover of Rs.2.00 lakh is available.
  • Overdraft facility of Rs.10,000 is available after satisfactory operation of accounts for 06 months.

Past Years Progress

Grievance Redressal Portal